:root{--ink:#0b1930;--navy:#102b52;--blue:#165dff;--blue2:#0b45ce;--sky:#eaf2ff;--mint:#bff7dd;--lime:#d7ff62;--paper:#fff;--soft:#f5f8fc;--line:#d9e2ef;--muted:#5d6c80;--radius:18px;--shadow:0 18px 50px rgba(16,43,82,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);font-size:16px;line-height:1.65}a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.topline{background:var(--ink);color:#dbe7f7;font-size:.85rem;text-align:center;padding:8px 20px}.site-header{height:76px;display:flex;align-items:center;border-bottom:1px solid 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42px}.kicker{font-size:.78rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}h2{font-size:clamp(2rem,4vw,3.25rem);line-height:1.08;letter-spacing:-.045em;margin:10px 0 16px}h3{line-height:1.25;letter-spacing:-.025em}p{margin:0 0 16px}.muted{color:var(--muted)}.steps,.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:white}.card:hover{box-shadow:0 12px 34px rgba(16,43,82,.08)}.stepno{font-weight:900;color:var(--blue);font-size:.8rem;letter-spacing:.1em}.card h3{font-size:1.25rem;margin:16px 0 9px}.soft{background:var(--soft)}.compare{display:grid;grid-template-columns:1fr 1fr;gap:28px}.comparebox{padding:34px;border-radius:22px;background:var(--ink);color:white}.comparebox.light{background:white;color:var(--ink);border:1px solid var(--line)}.comparebox h3{font-size:1.6rem;margin:0 0 18px}.checklist{list-style:none;padding:0;margin:0}.checklist 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ul{padding-left:22px}.aside{position:sticky;top:105px;height:max-content}.calc-result{background:var(--ink);color:white;border-radius:18px;padding:24px;margin-top:22px}.result-big{font-size:2rem;font-weight:850;letter-spacing:-.04em}.disclosure{font-size:.78rem;color:var(--muted);padding:18px;border:1px solid var(--line);border-radius:12px;background:#fbfcfe}.footer{background:#081426;color:#d1dcec;padding:58px 0 30px}.footer a{color:#d1dcec;text-decoration:none}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:36px}.footer h3{color:white;font-size:.9rem}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:8px 0;font-size:.88rem}.footer-bottom{border-top:1px solid #263850;margin-top:38px;padding-top:22px;font-size:.78rem;color:#91a2b9}.mobile-toggle{display:none;background:none;border:0;font-size:1.5rem}.notice{padding:14px 16px;background:#fff8df;border:1px solid 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